iLoan - Personal Loans
- #: 169822
- Price: $0.99 In Apple Store
- Category: Finance
- Updated: 2010-11-17
- Current Version: 1.4
- 1.4 (iOS 4.0 Tested)
- Size: 0.50 MB
- Language: English
- Seller: Josh Pressnell
- Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 3.0 or later
- © 2010 Josh Pressnell
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Have you ever loaned someone money? Have you ever needed to keep track of partial payments on a personal loan? Have you ever had problems maintaining accurate records of payments or keeping track of the loan balance? Or maybe you're making…..
Rated 4/5 based on 1 customer reviews.
Just what I needed.
I needed a way to keep track of payments and calculate interest for loans to my friends. Earlier versions were a bit buggy, but they seem to worked out now. There are a few limitations that need to be worked around, but once you've got the knack of it it's not hard at all.
-Email payment receipts and statements to borrower.
-See payment history and balance at a glance.
-Multiple loans per borrower.
-Easy to figure out basic usage.
-Only whole dollar amounts for initial loan amount.
-Number entries must entered using date entry type select wheels, typing numbers would be much easier.
-Compounds interest monthly, but does not say so anywhere.
-Cannot change compounding period; creates the following "issues." (The numbers come out like they should, but it causes what looks like odd behavior unless you know what is going on behind the scenes.)
-Per diem interest (month to date) value included in display loan balance, but not in calculated balance.
--If a payment is posted mid period it is applied to the balance at the end of the last period, not including per diem interest.
--Must pull up a statement (as if going to email) to get pay off amount as of last the end of the last period. (Cannot payoff based on displayed balance because it includes per diem interest that has not actually been applied to balance yet.)
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